Terms of use of this website

This page informs you of the terms of use of the bangecmr.com website. By accessing this website and any of its pages, you accept these conditions.


1. Site access

By using this platform, users are deemed to have the necessary skills and tools to access and navigate the site effectively. Users must agree to use the site exclusively for lawful purposes. It is important to note that any unauthorized activity, such as hacking, altering, damaging, deleting or modifying the content or communication on the website, is considered a criminal offense. In addition, it is strictly forbidden to interfere with or disrupt the operation of the website, or to illegally introduce or modify data.
Access to the BANGE BANK CAMEROUN website is free of charge. However, users are responsible for all incidental costs associated with third-party services required to access the site, such as Internet access charges, telephone charges and associated telecommunication service charges. Such charges will be subject to the terms and conditions established by the relevant service provider.


2. Site content

BANGE BANK CAMEROUN, its affiliates and its entire staff wish to make it clear that they provide no warranty of merchantability or fitness for a particular purpose with respect to the products and services offered on its website. Furthermore, BANGE BANK CAMEROUN cannot guarantee that the Website or any other website linked to it will be free from interruption, delay, error or omission. However, BANGE BANK CAMEROUN undertakes to continually improve the content of the site and will make any necessary corrections without prior notice.
BANGE BANK CAMEROUN cannot be held responsible for decisions made on the basis of information provided on its site, nor for the use that may be made of such information by third parties. If you are interested in using the services and/or products presented on this site, please take note of the contractual conditions applicable to these products and/or services, as well as the rates available at local BANGE BANK CAMEROUN branches. Access to the products and services presented on the site may be restricted for certain persons in certain countries. Consequently, you may not be able to access a product or service offered on our platform due to incompatibility with the law of your country of origin.However, it is the responsibility of each individual to check beforehand whether their legal or tax status allows them to subscribe to the products and/or services presented on the site, by consulting their personal advisors.

3. Intellectual property

This website is subject to Cameroonian legislation on copyright, trademarks and intellectual property in general. This includes various aspects such as form (selection, map, content tables, means of access to data, data organization, etc.) and all content elements (texts, images, etc.).
The general structure of the bangecmr.com site, as well as the texts, content, data, drawings, graphics, photos, audio and video tapes, are the exclusive property of BANGE BANK CAMEROUN and its partners.
You are requested to refrain from using this content and to ensure that no one else uses it for illegal purposes. However, please note that certain content (such as text and images) is the property of its respective authors.
Any representation and/or reproduction and/or partial or total exploitation of the contents and services offered by the site by any means whatsoever, without the prior written authorization of BANGE BANK CAMEROUN and/or its partners, is strictly prohibited. Such actions constitute an infringement of BANGE BANK CAMEROUN's rights, and the perpetrators may be prosecuted.
BANGE BANK CAMEROUN trademarks and logos appearing on this site are registered trademarks of BANGE BANK CAMEROUN. It is strictly forbidden to represent, reproduce or exploit these trademarks and logos in any way whatsoever, in any form whatsoever.


4. Hypertext links

The BANGE BANK CAMEROUN website may contain hypertext links to other websites. Access to hypertext links to other sites is the sole responsibility of the user. The User is personally responsible for ensuring that the linked site does not present a danger to him or her. In general, BANGE BANK CAMEROUN cannot be held responsible for any direct or indirect damage suffered by the user as a result of using this page.


5. Security

At BANGE BANK CAMEROUN, we place a high priority on security and are committed to protecting your personal data from unauthorized or accidental access. We employ a range of physical, electronic and managerial measures to ensure the safeguarding and security of your personal data.
This website is protected by one of the highest levels of technical security and is subject to constant monitoring. The algorithms and mechanisms used to secure your communications with BANGE BANK CAMEROUN and your personal information comply with current Cameroonian regulations.


6. Cookies

To protect your privacy, our bank's website uses cookies. Cookies are small text files that are sent to and stored on your computer. We would like to inform you that when you visit our Universal Bank website, a cookie may be automatically installed and temporarily stored in your computer's memory or on your hard disk. Please note that cookies do not allow us to identify you, but they do record information about your use of our site. By visiting our website, you confirm that you consent and authorize us to install cookies on your computer (see cookie policy). If you prefer not to allow cookies, you can modify your browser preferences accordingly.

7. Personal data collected

In order to respond effectively to your needs when you visit our website, BANGE BANK CAMEROUN may collect personal data, directly or indirectly identifiable (such as IP address), if necessary through forms. This data is stored in the computer systems of BANGE BANK CAMEROUN or our service providers and consultants. Some of the information collected is essential to the processing of your requests, and is clearly indicated in bold or by any equivalent mark.


8. Intellectual property

This website is subject to Cameroonian legislation on copyright, trademarks and intellectual property in general. This includes various aspects such as form (selection, map, content tables, means of access to data, data organization, etc.) and all content elements (texts, images, etc.).
The general structure of the bangecmr.com site, as well as the texts, content, data, drawings, graphics, photos, audio and video tapes, are the exclusive property of BANGE BANK CAMEROUN and its partners.
You are requested to refrain from using this content and to ensure that no one else uses it for illegal purposes. However, please note that certain content (such as text and images) is the property of its respective authors.
Any representation and/or reproduction and/or partial or total exploitation of the contents and services offered by the site by any means whatsoever, without the prior written authorization of BANGE BANK CAMEROUN and/or its partners, is strictly prohibited. Such actions constitute an infringement of the rights of BANGE BANK CAMEROUN, the perpetrators of which may be prosecuted.
BANGE BANK CAMEROUN trademarks and logos appearing on this site are registered trademarks of BANGE BANK CAMEROUN. It is strictly forbidden to represent, reproduce or exploit these trademarks and logos in any way whatsoever, in any form whatsoever.

Data collected

We will collect your basic personal data, namely your name, address, nationality, e-mail address, telephone number, identification number, bank verification number and any other information required by regulatory requirements and the requirements of the central banks of the respective countries. We would like to assure you that we do not request any personal banking information, including card details, PIN code, password, secure access code or token number.

Use

The data collected is mainly used to manage the banking relationship. It may also be used to keep you informed of any events, actions or news that may be of interest to you. In addition, indirectly identifiable data may be collected for statistical purposes in order to manage your connection or navigation.

Data retention period

As a regulated financial services institution, we will retain your personal data for ten (10) years or in accordance with the regulations of the country concerned, after which it will be deleted in accordance with the respective government legislation and banking regulations. Please note that regulations may require the Bank to retain your personal data for a specified period, even after the end of your banking relationship with us.

Transaction security

BANGE BANK CAMEROUN ensures the security and confidentiality of personal data by implementing appropriate physical, technical and structural measures. These measures are put in place to protect against loss, accidental destruction, deterioration and unauthorized access.


8. Applicable law and jurisdiction

Cameroonian law is applicable to this contract. The user voluntarily submits to the jurisdiction of the Cameroonian courts.

9. Acceptance

Any person accessing and using the BANGE BANK CAMEROUN website is deemed to have understood, acknowledged and accepted the implementation of the terms and conditions of this platform.